by dhay » Fri Apr 01, 2011 6:08 pm
Have just had a chance to visit this site again….I find it very interesting that a few of you feel that we have treated you so poorly. I am very sorry that you feel the way that you do and we will try to get better with our communication skills. Gary and I both receive close to 100 emails a day and we try our best to respond to everyone. As for “fastpitchdad05”, if you PM me your phone number I will call you right away and you may ask as many questions as you like. I will also give anyone else my number if you feel you have concerns or complaints about how you have been treated or if you have suggestions on how we can improve. Please know that I will never post any message under an alias on this site. I have always used “dhay” as my subscriber name and will always do so. Whoever is representing me as “The Haymaker” should not be misrepresenting the public. I usually don’t visit or post on these types of sites, however I feel that there is one area that I would like to address. This topic is concerning the issue of Insurance for the PGF and the qualifiers.
First of all, please know that I was a California Insurance Broker for 25 years. I owned and operated my own Farmers Insurance Agency for 15 years. I sold the business about 7-8 years ago.
Most, if not all, organizations have Insurance requirements for their teams to purchase. You ask “Why do I need to buy PGF insurance for the National Championship when I already have ASA Insurance”? If most of you truly read your ASA Insurance Policy, their insurance only covers you for ASA activities. They have in the past specifically stated on their certificates of insurance that their insurance only covers you if you are participating in an ASA event. I have always taken issue to that statement. You are taught as an insurance broker that if your General Liability Policy is written using the ISO Comprehensive General Liability form, then every exposure is covered unless it is specifically excluded on the policy. Nowhere in their insurance forms and contracts does it specifically exclude other organizations. Therefore I would say that you should have coverage. But if you ask any ASA representative they will tell you that it is only good for ASA events.
Second, it makes better business sense, per our attorneys and accountants, to require that all of the teams participating in a PGF event, purchase PGF insurance. This way there is no gray areas or questions regarding your insurance coverage’s, and everyone has their backsides protected, including the PGF Corporation itself.
No difference with respects to background checks. ASA does background checks on all coach’s and umpire’s. If the PGF relies only on ASA to do our background checks and some undesirable person slips through the cracks, then the PGF is open to litigation and exposure.
We are taking a big chance in letting the teams play in our qualifiers with ASA insurance. And quite frankly so is each team. But we didn’t want to require each team, this year, to purchase insurance in order to play in a qualifier. Most likely, it will be required next year for all events.
People are very quick to judge our policies, but has anyone asked the question to ASA?... Why won’t you accept PGF Insurance or TCS Insurance of USSSA Insurance? A lot of you seem to have issues with why we have our own insurance program, but you haven’t asked ASA why there insurance program is mandatory in order to play in their events.
The PGF Board has discussed this issue extensively and voted unanimously to place this insurance program in effect in order to protect the PGF, the participating teams, coaches and umpires from potentially hazardous insurance perils.
Here are the requirements in order to participate in a PGF event.
PGF Qualifier’s
Every team must have ASA or PGF Insurance. If you purchase PGF Insurance and background checks for players and coaches, then the cost is $17 per player/coach. This cost includes your insurance, age verification, ID cards, background check, etc. If you choose to participate in our event using ASA Insurance, then you will be required to register your team with the PGF organization. The registration cost is $6.00 per player. Coaches will still be required to purchase the insurance and background checks through the PGF, whether or not they have been background checked with ASA. PGF is requiring all umpires to be background checked also in order to work any PGF event.
PGF Championship
Last year, it was very hard to verify whether or not a team had ASA insurance or not. Most teams came to check-in without ID cards or background checks from ASA. Every team that participates in the PGF National Championship must show proof of PGF Insurance, PGF Id cards and PGF background checks.
If a team qualifies using ASA insurance and they paid the $6 PGF registration fee, then that team will only be required to pay an upgrade fee of $11 to get their PGF insurance and Id cards for their players.
I hope that I have answered some of your concerns or questions. Please know that we are very busy planning this summer’s event. We do not check this site on a daily basis. If any of you, in this 14U division, would like to talk to me personally, then please send me a private message with your phone number and I will call you as soon as I retrieve your message. I am not inclined to post my phone number on this site.
Respectfully Submitted,
Dan Hay