coolstuff wrote:"Always" is an over-used term, like when I tell my wife I "always" put the clothes in the basket. Same with the word "never." Like I "never" leave dirty dishes on the counter.
My beef with healthcare is with the insurance companies. There is no competition in healthcare insurance. In fact nearly the entire state of Mississippi is controlled by one health insurance provider. They can bully doctors and hospitals into accepting their low reimbursement rates while jacking up premiums way above the rate of inflation. Doctors have no choice. Either they get on board or lose patients, because the health insurance companies have employers locked up too! They keep competition out but offer different "plans" within their own company. If you want true competition in healthcare, then those guys need to be put in line. It won't happen otherwise.
Well, if you take issue with the blanket nature of my statement, you have an open invitation to provide counterexamples.
There is no competition between insurance companies precisely because of government regulation. True, the companies attempt to influence the political environment in order to protect their profits, just like any other industry...but it is ultimately the government's fault that the insurance industry is non-competitive.
You want real lack of competition...just let the government into the insurance business. Oh, and by the way, a lynch-pin of the Republican plan for insurance reform involves doing away with the protectionist regulations that prevent open and free market competition. It is the Republicans who are addressing the issue you profess to be concerned with, not the Dems.
Finally, irrespective of the relative lack of competition in the insurance market, insurance companies do not make the obscene profits that the scare-mongers and power-hoarders accuse them of. Several recent studies place those profits at very modest levels compared to many other industries (anywhere from 3-6%). Still, opening up competition will force those companies to become more efficient and provide better service in order to remain profitable, so that is what should be done. The public option (i.e., eventual government monopolozation of the industry) is a disastrous idea.