AlwaysImprove wrote:ontheblack wrote:AlwaysImprove wrote:I do not disagree. You should at least a little credit for one side at least trying. Not sure how hard they tried, but at least they tried.
Actually, if fastpitch parents were smart they would ask for the Wavier and Release approach that Adult Leagues use to reduce their costs. The bollinger insurance is a scam, as has been pointed out by the few rare people that actually ever try to use it.
Almost everyone already has primary care, so this policy does little on the Accident side. The liability is likely worthless as well. Never heard of anyone trying to make a claim on the liability side.
http://www.bollingerasa.com/site/faqs-for-teams.aspx
Actually, in California, UCLA estimates that 25% of the population is uninsured and that 37 of the 58 counties in the state have uninsured rates higher than the state average.
Do you think that then translates to 25% of travel fastpitch softball families? Spend thousands to tens of thousands on fastpitch but not have insurance?
I dont know. I was simply pointing out a generalization that isnt true. I do know that at the 14u level and below, the majority are not spending tens of thousands on fastpitch, just like the majority will never play on elite 18G teams or play in college. Keep in mind that ASA insurance also covers rec players from 5-14, which make up the vast majority of kids playing fastpitch. Rec leagues I have been involved with have always provided "scholarships" to many families that couldnt otherwise afford for their DDs to play, so it is a safe bet that the ASA insurance is also their kids' primary insurance.
The second generalization about the insurance being worthless was debunked by ILB. In California, insurance is highly regulated.
The point here is that the insurance issue is important. The problem for us consumers is with the requirements of the different sanctioning bodies. I wish I understood the issue from ASA and PGF's point of view, but I dont. I hope that when PGF goes public with their insurance/registration requirements that they can also provide an overview of the problem from their perspective. A similar explanation from ASA would be great, but I have low expectations from ASA and believe I have a better shot at the lottery than an open discourse with an ASA rep qualified to answer questions.